New Jersey Financial Aid Programs

There are a variety of New Jersey state-funded financial aid programs including: academic scholarships, need-based grants and loans. For students to be eligible for any of these programs, students must be matriculated, maintain satisfactory academic progress, and be a New Jersey resident. Students also must file the Free Application for Federal Student Aid (FAFSA) by February 15 every year. Each of the New Jersey State (NJS) programs available at the University is detailed as follows:

NJS Scholarship Programs

NJS Governor's Urban Scholars Program

The Governor's Urban Scholarship Program provides a merit award to high-achieving students who reside in New Jersey's 14 designated high-need communities. Annual awards of up to $1,000 are available for qualified students. Students must rank within the top five (5%) percent of their class and have a minimum 3.0 GPA at the end of their junior year of high school and meet other basic eligibility and renewal criteria.

New Jersey Student Tuition Assistance Reward Scholarship II (STARS II)

The NJ STARS II program eallows successful NJ STARS scholars to transfer to a New Jersey four-year public or non-public college or university and earn a bachelor's degree. The NJ STARS II Scholarship is valued at $1,250 per semester ($2,500 per academic year - traditional fall and spring semesters only). Students must be NJ STARS recipients or non-funded during the semester of county college graduation and graduate with an associates degree and GPA of 3.25 or higher. While there is no consideration of financial need, the maximum family income (taxable and untaxable) must be less than $250,000. In addition, the student must be enrolled full-time, apply for all forms of state and federal need-based grants and merit scholarships and begin NJ STARS II program participation no later than the second semester immediately following county college graduation. To be considered for NJ STARS II, students must file a FAFSA each year within established New Jersey State deadlines.

Need-based NJS Grant Programs


Tuition Aid Grant (TAG) valued up to $12,438 (as per 2016-2017 Award year) per academic year is awarded to students who have resided in New Jersey a minimum of 12 months prior to receipt of the grant. In addition, students must be enrolled full-time at a New Jersey college or university. The TAG award is determined upon the "need" of the student as supplied by the information on the FAFSA.

NJS Educational Opportunity Fund (EOF) Grants

The New Jersey State Educational Opportunity Fund (EOF) provides financial assistance and support services to economically and educationally disadvantaged students. To be eligible, students must be New Jersey state residents for at least 12 consecutive months and meet state established income guidelines. Applicants must be full-time, matriculated students to receive the EOF grant awards valued up to $2,500 per academic year (traditional fall and spring semesters only). All EOF program participants must attend a Pre-freshman EOF Summer Program. Only first-time, full-time freshmen and EOF transfer students are eligible to be admitted to the EOF program.

NJ CLASS Loan Program

The NJCLASS loan program is a credit-based loan program for either the student or the parent. Applicants may borrow up to the cost of education less any other financial aid. Applications are available at the Office of Financial Aid. For additional information regarding repayment and deferment of NJCLASS loans contact the New Jersey Higher Education Student Assistance Authority at